Short Term Health Insurance

Short term health insurance provides comprehensive health insurance coverage and guards against the outrageous costs of unexpected medical bills. Short Term Health Insurance can give you piece of mind. Many plans cover physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient surgeries, skilled nursing facility care and rehabilitation up to a lifetime maximum of $2 million. A major benefit of short term health insurance in Hawaii is it covers a wide variety of needs, from 30 to 365 days (depending on state of residency), and it allows you to use your own doctors and hospitals.

"None of the plans that we are investigating thus far have had an adequately fair process" for dropping policies based on application errors, said DMHC Director Cindy Ehnes.

Health Net's employee bonus program was revealed in the course of a lawsuit by a breast cancer patient who had her health insurance companies dropped by the company after she became sick. The company dropped 1,600 policies between 2000 and 2006, avoiding paying $35.5 million in medical fees.

Ehnes and California Insurance Commissioner Steve Poizner have proposed new regulations that would require health care providers to find that customers deliberately misrepresented information on their applications before dropping their coverage.